Home & Mortgage
Rent vs. Buy Calculator
Compare home equity against renting and investing your cash to find the break-even point.
PrivateRuns in your browserEstimateAssumption-driven
How to read this resultShow
This model combines financing, recurring housing costs, cash requirements, and appreciation or selling assumptions where relevant. Local taxes, insurance, closing costs, and lender rules can vary widely.
This calculator primarily uses the assumptions you enter, with formulas kept in the tested finance engine. Market rates, local costs, lender rules, and personal circumstances can change the result.
Smart next steps
- Confirm the monthly cost fits your budget and DTI, not just the price.
- Re-run with local tax, insurance, and HOA figures for your specific area.