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Search the full calculator suite by goal, category, or money question.
Income & Pay
5 matching calculators
Salary & Paycheck Calculator
See your real take-home pay after federal, state, FICA, and deductions — for any state, any pay schedule.
Freelance Rate Calculator
Turn target income, taxes, overhead, and billable utilization into an hourly or project rate.
UK Take-Home Pay
Your net salary after Income Tax, National Insurance, pension, and student loan — 2025/26 rates.
Canada Take-Home Pay
Net pay after federal and provincial tax, CPP, and EI — for Ontario, BC, Alberta, and Quebec.
India Income Tax
Compare the new vs old regime, §87A rebate, surcharge, and cess to find your lowest tax — FY 2025-26.
Home & Mortgage
7 matching calculators
Mortgage Calculator
Monthly payment, amortization, taxes, insurance, and total interest over the life of the loan.
Rental Property Calculator
Analyze cash flow, NOI, cap rate, cash-on-cash return, DSCR, and BRRRR scenarios.
HELOC & Home Equity
Estimate borrowable equity, draw-period payments, repayment-period payments, and LTV risk.
Home Affordability Calculator
Estimate a comfortable home price from income, debt, cash, rates, taxes, insurance, and DTI limits.
Rent vs. Buy Calculator
Compare home equity against renting and investing your cash to find the break-even point.
Refinance & Points Calculator
Compare refinance savings, closing-cost break-even, discount points, and lifetime interest.
Home Sale Proceeds
Estimate cash after mortgage payoff, agent commission, seller costs, repairs, moving, and taxes.
Retirement
7 matching calculators
Retirement Planner
Project your nest egg with contributions, employer match, and compound growth to retirement.
RMD Calculator
Required minimum distributions from retirement accounts, projected year by year.
FIRE Calculator
Find your FI date, Coast FIRE number, Barista FIRE gap, and the effect of your savings rate.
Pension: Lump Sum vs. Annuity
Compare a pension lump sum with the present value of lifetime monthly payments.
Roth Conversion Calculator
Compare conversion taxes today against future traditional IRA tax drag after growth.
Social Security Claiming
Estimate monthly and lifetime benefits from claiming early, at full retirement age, or delayed.
Withdrawal Longevity Calculator
See whether a portfolio survives a monthly withdrawal plan with return and inflation assumptions.
Taxes
5 matching calculators
Income Tax Estimator
Estimate your full-year federal and state tax bill, refund, or amount owed.
Capital Gains Tax
Estimate short-term and long-term capital gains tax, NIIT, state tax, and harvesting opportunities.
RSU & Equity Tax
Model vesting tranches, withholding gaps, sell-now vs. hold decisions, and tax impact.
Quarterly Estimated Taxes
Estimate federal, state, and self-employment tax payments for 1099 or mixed income.
W-4 Withholding Optimizer
Estimate the per-paycheck withholding change needed to hit your target refund or tax bill.
Debt & Loans
5 matching calculators
Loan & Debt Payoff
Compare loans, plan payoffs, and see how extra payments crush interest.
Auto Loan Calculator
Real car payments with trade-in, sales tax, fees, and rebates baked in.
Student Loan Repayment
Compare repayment plans, forgiveness paths, refinancing trade-offs, and long-term interest.
True Cost of Car Ownership
Add depreciation, insurance, fuel, maintenance, fees, financing, and commute costs.
Balance Transfer Calculator
Compare current credit-card payoff, a balance transfer, and a consolidation-loan payment.
Investing
1 matching calculator
Planning & Goals
11 matching calculators
Emergency Fund Calculator
How big should your safety net be, and how fast can you build it?
Inflation Calculator
See how inflation erodes purchasing power and what future costs really look like.
Net Worth Tracker
Add up everything you own and owe for a clear snapshot — pulls from your other calculators.
Budget Calculator (50/30/20)
Split your take-home into needs, wants, and savings — or roll your own percentages.
College Savings (529)
Project future tuition, what you'll have saved, and the monthly contribution to close the gap.
HSA Calculator
Compare HDHP vs. PPO costs and project triple-tax-advantaged HSA growth to retirement.
Financial Health Score
Combine savings rate, debt load, emergency runway, retirement progress, and net worth into one score.
Rent Affordability Calculator
Check rent-to-income, back-end DTI, and the monthly rent that fits your budget.
Life Insurance Needs
Use the DIME method to estimate debts, income replacement, mortgage, and education needs.
Financial Utilities
Quick micro-tools for sales tax, tips, hourly salary, APY, and CAGR.
How You Compare
See your net worth or income percentile for your age, against Federal Reserve and Census data.
Banking & Savings
1 matching calculator