Retirement
Roth Conversion Calculator
Compare conversion taxes today against future traditional IRA tax drag after growth.
PrivateRuns in your browserEstimateFederal 2026
How to read this resultShow
This projection depends heavily on return, inflation, tax, withdrawal, and life-expectancy assumptions. Use the result as a planning range, then stress-test the inputs.
Federal tax brackets, standard deductions, withholding tables, FICA wage base, and dependent credits use 2026 official-source data.
Smart next steps
- Capture any employer match first, then stress-test return and inflation.
- Plan to a range and revisit as contributions or markets change.